
For families budgeting for care, financial planners, and adult children
Home Health Cost Estimator
Estimate weekly and monthly costs for home health care services in Florida. Costs are based on the Genworth Cost of Care Survey and CMS data for Florida providers.
About This Tool
Cost estimates are based on the Genworth Cost of Care Survey and CMS Medicare spending data for Florida home health providers. Actual costs vary by agency, location, care complexity, and insurance coverage. Medicare-covered services typically have $0 out-of-pocket cost when eligibility requirements are met.
Data source: CMS.gov Home Health Compare, January 2026 release. Last reviewed: March 2026. This tool provides general guidance only and does not constitute medical advice.
Frequently Asked Questions
How much does home health care cost per hour in Florida?
Home health aide services in Florida typically cost $27 to $33 per hour for personal care and daily living assistance. Skilled nursing visits range from $150 to $250 per visit, and physical therapy visits cost $140 to $220 per visit. Rates vary by agency, location, and level of care required.
Does Medicare cover home health care costs?
Yes, Medicare covers home health care at no out-of-pocket cost for eligible patients. To qualify, you must be homebound, need intermittent skilled care, and receive services from a Medicare-certified agency under a doctor's plan of care. Medicare covers skilled nursing, physical therapy, occupational therapy, speech therapy, medical social services, and home health aide services.
What factors affect home health care cost in Florida?
The main factors that affect home health care cost in Florida include the type of service needed (aide vs. skilled nursing vs. therapy), the number of hours or visits per week, geographic location within Florida, the agency's pricing structure, and your payment method. Medicare and Medicaid patients typically pay nothing out of pocket for covered services.
How much does 24-hour home health care cost in Florida?
Full-time 24-hour home health aide care in Florida costs approximately $648 to $792 per day, or $19,440 to $23,760 per month, based on typical hourly rates of $27 to $33. However, many agencies offer live-in caregiver rates that are lower than 24-hour hourly rates. Medicare does not cover 24-hour care, but may cover intermittent skilled visits.
Is home health care cheaper than a nursing home in Florida?
Home health care is often significantly cheaper than nursing home care in Florida. A private nursing home room in Florida averages over $10,000 per month, while full-time home health aide services average $8,500 to $10,400 per month. Part-time home health care with a few visits per week costs substantially less. Medicare-covered home health services have zero out-of-pocket cost for eligible patients.
What Affects Home Health Care Costs in Florida
Care Intensity
Companion care (non-medical) costs $22-$28/hour, while skilled nursing visits range from $150-$250 per visit. The level of medical expertise required is the biggest cost driver.
Hours Per Week
Part-time care (8-16 hours/week) is far more affordable than full-time (40+ hours). Many families start with part-time and adjust as needs change.
Payment Method
Medicare covers eligible home health at $0 out-of-pocket. Medicaid coverage varies by managed care plan. Private insurance typically has copays. Self-pay is the most expensive option.
Location in Florida
South Florida (Miami, Fort Lauderdale, Palm Beach) typically costs 10-15% more than Central or North Florida due to higher cost of living and demand.
Helpful Articles
- How Much Does Home Health Care Cost in Florida? — Florida-specific pricing for every service type
- Home Health Insurance Coverage Guide — Medicare, Medicaid, private insurance, and self-pay options
- Does Medicare Pay for Home Health Care? — What Medicare covers and what it does not
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